How Do You Cash A Check With Another Name?

How do you cash a check in someone else’s name?

Usually, when you deposit a check, you first need to sign the back of it.

This is called endorsing the check.

Underneath the line where you sign the check is a small area for notes.

To sign a check over to someone else you should first endorse it, then write “Pay to the order of:” followed by the person’s name..

What happens if you cash someone else’s check?

It’s fraud, theft (or grand larceny depending upon how much you stole). You will have to look into laws where you live on your own. In the United States it is difficult to cash someone else’s check without a bank account and you would need government issued ID and the account and ID would have to match payee name.

Who cashes 3rd party checks near me?

You can cash a third-party check at some banks, including Bank of America, Chartway Federal Credit Union, Chase, Citibank, M&T, and HSBC. You can also cash a third-party check at several check cashing stores like ACE Cash Express, Check ‘N Go, and The Check Cashing Store.

Where can I cash my stimulus check without ID?

Cash it at the issuing bank (this is the bank name that is pre-printed on the check) Cash a check at a retailer that cashes checks (discount department store, grocery stores, etc.) Cash the check at a check-cashing store. Deposit at an ATM onto a pre-paid card account or checkless debit card account.

Can I deposit a friends check in my account?

You can deposit a check made out to someone else in your own bank account if the payee endorses the check over to you. They will need to write “Pay to ” on the back of the check and sign it.

Can someone else cash my payroll check?

When a check is payable to you, you’re the only person who can do anything with it. If you don’t want to cash a check yourself or depositing the check is not an option, you might be able to sign the check over to somebody else. That person would then deposit into their account or get cash.

Can you cash a check with a different name?

If the “different name” is another person, then they can endorse the check, and then write that it is payable to you. … If the “different name” refers to you, (for example, an alias, maiden name or DBA name) then legally, you can cash it. However, most banks would not accept a check for other than the name on record.

Is it illegal to cash a two party check?

The rules for cashing a check made out to 2 individuals varies depending on the bank as well as how the check was written. Checks made out to either individual using the word “or” can be cashed by either person. If the check was made out to both people using the word “and,” then it has to be cashed by both parties.

Can I sign my stimulus check over to someone else to cash?

Now what? One of your options is to sign the check over to someone else. Because the check is currently payable to you, you’ll need to ensure that the third party and their bank can accept a signed-over check, also known as a “third-party check,” and endorse the check by signing the back of it.

Can you go to jail for cashing a check that’s not yours?

It’s definitely a crime and you’ll probably be charged with at least two counts of forgery and Larceny both of which carry jail time .

How can I cash a check that’s not in my name?

Cashing a check for someone else at the bankAsk the person who the check is from if their bank will allow you to sign a check over to someone else.Check with the person who is depositing the check if their bank will accept a check that has been signed over.If so, sign your name on the back of the check.More items…